The currency of China is the renmenbi or yuan, though you will probably see Hong Kong dollars floating around southern China. ATMs are easily found in touristy areas, and credit cards are widely accepted in metropolitan areas like Hong Kong.

While ATMs have become increasingly common and are generally very convenient, traveller’s checks remain a viable option for getting local cash in China. Foreign currency checks can be exchanged at airports, banks, some large department stores, and many hotels at a rate slightly better than cash. Exchange rates are regulated, so rates are generally about the same anywhere. Note that you will not be able to use traveller’s checks directly for purchases.

When exchanging money in China, it is important to retain exchange receipts. These are needed to convert Renminbi back into foreign currency when leaving China. You may convert up to half of the amount of Renminbi shown on your receipts.

Credit cards are only accepted in major tourist hotels, shops and restaurants. Cash is king in China, so it is best to be prepared to get local currency for most expenses in China.

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